Terms of Use

Privacy
Governing Law
Changes to the Site
General Terms
Contact Information

Limitation of Liability
Indemnification
Accounts & Registration
Privacy
Governing Law
Changes to the Site
General Terms
Contact Information

Acceptance of Terms

By accessing or using the HTL website and related platforms (the “Site”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree, do not use the Site.

HTL may update these Terms at any time. Continued use constitutes acceptance of the revised Terms.

About HTL

References to “HTL,” “we,” “us,” or “our” refer to HTL and its subsidiaries, affiliates, and operating companies.

Use of the Site

You agree to use the Site lawfully and not to:

• Violate applicable laws or regulations
• Infringe on intellectual property rights
• Attempt unauthorized access
• Disrupt or interfere with the Site
• Use scraping, bots, or automation tools
• Transmit harmful or unlawful content

Intellectual Property

All Site content is owned by or licensed to HTL and protected by intellectual property laws.

You may view content for personal or internal use only. Unauthorized reproduction or use is prohibited.

Services Disclaimer

Information on the Site is for general informational purposes only and does not constitute a binding offer.

All services are governed by separate written agreements.

Third-Party Websites

The Site may link to third-party websites. HTL does not control or assume responsibility for those sites.

Linking to Our Site

You may link to the Site if:

• The link is not misleading
• It does not imply endorsement
• It directs to the full Site

Unauthorized use of HTL branding or framing of content is prohibited.

Disclaimer of Warranties

The Site is provided “as is” and “as available.” HTL makes no warranties regarding accuracy, availability, or performance.

Limitation of Liability

To the fullest extent permitted by law, HTL is not liable for indirect or consequential damages. Maximum liability is limited to $200 USD.

Indemnification

You agree to indemnify and hold harmless HTL from claims arising from your use of the Site or violation of these Terms.

Accounts & Registration

If you create an account:

• You must provide accurate information
• You are responsible for account security

HTL may suspend or terminate access at its discretion.

Privacy

Use of the Site is also governed by the HTL Privacy Policy.

Governing Law

These Terms are governed by the laws of the State of North Carolina.

Changes to the Site

HTL may modify or discontinue any part of the Site at any time without notice.

General Terms

These Terms constitute the full agreement regarding Site use. If any provision is unenforceable, the remainder remains valid.

Effective Date: May 1, 2026

Contact Information

HTL
Attn: Legal
5950 Fairview Road, Suite 540
Charlotte, NC 28210
United States